The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Related Content Saving for College 101 Here’s a crash course on saving for college. Budget Check Up: Tax Time Is the Right Time Tax preparation may be the perfect time to give the household budget a check-up. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.