The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Related Content The Value of Insuring Against Life’s Risks Building wealth requires protection from the forces of wealth destruction. What's New for Social Security? There have been a number of changes to Social Security that may affect you, especially if you are nearing retirement. TIPS for Inflation If you are concerned about inflation and expect short-term interest rates may increase, TIPS could be worth considering.